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How to Compare Car Insurance Online

Car Insurance or Motor Insurance is not only mandatory but also beneficial since it covers a lot of expenses and damages that might occur to the property, the owner or the third party as a result of an accident or many other unforeseen damages that are either man made or natural.

With various Insurance companies offering a plethora of insurance packages that are also customized as per the needs of an individual, it gets very difficult to make a choice of a car insurance. But on the other hand, there is a lot of expert advice available online today that helps to compare the various plans and choose the one that best suits your needs.

You must-

  • Check the best plans available from some of the best insurance companies
  • Check the lowest premium guaranteed.
  • Compare them and buy online.

Importance of comparing Car Insurance Policies

Like research is always good in any sphere, similarly, it is also important to compare car insurance policies because then you stand a chance to save a considerable amount of money for yourself, get the best deal from the best companies, and certainly the best possible cover for your car. However, it is impractical to compare all the insurance policies manually; thus, one must opt to compare car insurance policies online. There are a lot of websites that make this task easier for you and you can save up to 55% on car insurance premiums together with getting extra cover and benefits on your chosen plan. So chose wisely!

How to compare Car Insurance online?

On any such websites that offer to compare car insurance for you, you would be required to fill some simple details like:

  • The Model of your car
  • The Maker of your car
  • The variant of your car
  • The year of its manufacture
  • A few others

You must be really careful and precise while filling any information and submitting the form online. This will help you get the best possible quotes from various insurance providers and better discounts. While filling the details of your car, you should be sure of what every term means and what it requires you to fill. We have a glossary to help you with this-

The Meaning of car make, model or variant
This requires you to answer the type of car you own, for instance, a family car, a sedan or an SUV. This is important since the base premium calculated will depend on it. The bigger the car and the more features it has, the premium will be higher.

The Year of Manufacture
The year in which your car is manufactured helps to assess its Insured Declared Value (IDV) which is further helpful in calculating the annual premium of your.

Cars that are CNG fitted
The cars that are fitted with CNG cylinders are undoubtedly the most vulnerable to combustion or burning. This is the reason they are insured at a higher premium than the petrol or the diesel car.

Option of getting additional cover
You can decide for yourself whether or not you want some extra additional covers in your insurance policy that will also cover the accessories (electrical or non electrical) fitted in your car. A lot of insurance companies provide such additional covers on an additional payment of a minimal extra premium.

For instance car insurance by Bharti AXA provides many additional covers like-

  • Engine and Gear Box cover
  • Ambulance charges cover
  • Consumables cover
  • Key replacement cover
  • Hospital cash
  • Medical expenses
  • Personal accident cover
  • Invoice Price cover
  • Road side assistance
  • No claim bonus protector
  • Hydrostatic lock cover
  • Depreciation cover
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