FASTag is a Radio Frequency Identification Technology (RFID) launched by the Government of India by the Ministry of Road Transport and Highway in October 2017. This action was taken with many inconveniences for both individual drivers and the country at large being held under scrutiny.
It operates similarly to other radio frequency related systems, i.e. there is a scanner checking the vehicle's FASTag card and processing the payment. This card should be affixed in the upper centre of the front windshield of a car, from where the reader can scan it properly.
When you pass a toll plaza which is by FASTag- enabled, you won't be forced to stop your car to pay the toll charge. Instead, when passing through the toll, you can stay mobile, and the deed will be completed automatically. These readers are facilitated to scan the card while in motion; in which it sends a signal to the card requesting payment of the toll fee, and the card reverts with payment confirmation.
The card must be connected to a digital wallet or savings account to allow payment of the toll charge. If you pass a toll booth without a FASTag card, you can end up paying double the toll fee in cash.
How to get FASTag? According to India's National Highway Authority (NHAI), the regulatory body overseeing the distribution of FASTag cards and setting up compliant toll booths, it has recently reported that there are more than 540 toll booths in India that have the technology required to scan these cards.
NHAI has approved 22 Indian banks to issue individuals FASTag cards. These 22 banks have built more than 28,000 point-of-sale terminals across India along with NHAI plazas, the service centres, petrol pumps, and transport hubs.
You can use your card from any of the banks 'websites. With the issuing bank, you do not necessarily have to be an existing customer. You can quickly get a FASTag card online from the websites of the banks who are authorised to provide these cards.
To apply for the card, you'd have to submit your KYC documents – proof of identity and proof of residency. The KYC forms you'll need to send may vary from bank to bank.
You also need to submit the registration certificate for your vehicle as well as your passport size photo. These documents are a must irrespective of whether you avail the card online or offline.